/* Liberty Funding — design system. Colours are variables: swap :root to re-skin. */
/* Blue-accent palette (Jul 2026): matches the Liberty Funding roundel logo — azure #009AD4 ring, royal #003788 banner. */
/* NOTE: --gold / --gold-soft are LEGACY ALIASES kept so existing references resolve to the new accent. Use --accent in new code. */
:root{
  --navy:#10233F; --navy-deep:#0A1830; --royal:#003788; --ink:#16233A;
  --paper:#F5F7FA; --paper-2:#E9EEF4;
  --accent:#009AD4; --accent-2:#0A78C2; --accent-soft:#4FB8E6;
  --gold:var(--accent); --gold-soft:var(--accent-soft);
  --warm:#DBE6F2; --muted-d:#93A2B8; --muted-l:#5E6878;
  --line:rgba(0,154,212,.28);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--ink);background:var(--paper);font-weight:300;line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.serif{font-family:'Libre Baskerville',Georgia,serif;font-weight:400;line-height:1.2}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1180px;margin:0 auto;padding:0 40px}
.overline{font-size:11px;letter-spacing:.34em;text-transform:uppercase;color:var(--gold);font-weight:500}
.btn{display:inline-block;border:1px solid #fff;color:#fff;padding:16px 34px;font-size:12px;letter-spacing:.2em;text-transform:uppercase;transition:.3s;background:none;cursor:pointer;font-family:inherit}
.btn:hover{background:#fff;color:var(--navy-deep)}
.btn-dark{border-color:var(--ink);color:var(--ink)}
.btn-dark:hover{background:var(--ink);color:var(--paper)}

/* NAV */
nav{position:fixed;top:0;left:0;right:0;z-index:60;background:#F5F7FA;border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:inline-flex;align-items:center;align-self:flex-start;margin-top:0}
.brand-logo{height:120px;width:auto;max-width:none;display:block;transition:opacity .25s ease,transform .25s ease}
nav.scrolled .brand-logo{opacity:0;transform:translateY(-8px);pointer-events:none}
.foot-brand{display:inline-flex;align-items:center}
.foot-brand .brand-mark svg{height:17px}
.nav-links{display:flex;gap:36px;align-items:center}
.nav-links > a,.dd > span{color:var(--muted-l);font-size:12px;letter-spacing:.14em;text-transform:uppercase;transition:color .3s;cursor:pointer;position:relative}
.nav-links > a:not(.nav-cta):after{content:"";position:absolute;left:0;bottom:-6px;height:1px;width:0;background:var(--accent);transition:width .3s ease}
.nav-links > a:not(.nav-cta):hover:after{width:100%}
.nav-links > a:hover,.dd:hover > span{color:var(--ink)}
.nav-links > a.nav-accent{color:var(--accent);font-weight:500}
.nav-links > a.nav-accent:hover{color:var(--accent-2)}
.nav-cta{border:1px solid var(--gold);color:var(--ink)!important;padding:10px 20px}
.nav-cta:hover{background:var(--gold);color:var(--navy-deep)!important}
.dd{position:relative}
.dd-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);background:var(--paper);border:1px solid var(--line);padding:10px 0;min-width:240px;opacity:0;visibility:hidden;transition:.25s;margin-top:14px;box-shadow:0 18px 44px rgba(16,35,58,.14)}
.dd:hover .dd-menu{opacity:1;visibility:visible;margin-top:0}
.dd-menu a{display:block;padding:11px 24px;color:var(--muted-l);font-size:12px;letter-spacing:.1em;text-transform:uppercase;transition:.2s}
.dd-menu a:hover{background:rgba(0,154,212,.12);color:var(--ink)}
.burger{display:none;flex-direction:column;justify-content:center;gap:5px;width:54px;height:54px;padding:15px;margin:-8px -14px -8px 0;background:none;border:none;cursor:pointer;border-radius:8px;-webkit-tap-highlight-color:transparent;touch-action:manipulation;position:relative;z-index:70}
.burger span{display:block;width:100%;height:2px;background:var(--ink);border-radius:2px;transition:transform .25s,opacity .2s}
.burger:active{background:rgba(0,154,212,.14)}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:860px){
  .nav-links{position:fixed;inset:76px 0 auto 0;background:var(--paper);flex-direction:column;gap:0;padding:10px 0;border-bottom:1px solid var(--line);display:none}
  .nav-links.open{display:flex}
  .nav-links > a,.dd{width:100%;text-align:center;padding:14px 0}
  .dd-menu{position:static;transform:none;opacity:1;visibility:visible;background:rgba(0,154,212,.08);margin:8px 0 0;min-width:0;box-shadow:none}
  .burger{display:flex}
  .brand{margin-top:15px}
  .brand-logo{height:96px}
}

/* HERO */
.hero{background:var(--navy-deep);color:var(--warm);position:relative;overflow:hidden;padding:190px 0 130px}
.hero-media{position:absolute;inset:0;z-index:0}
.hero-slide{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;will-change:opacity,transform;animation:heroFade 27s ease-in-out infinite}
.hero-slide:nth-child(1){background-image:url('/images/bg-hero.jpg');animation-delay:0s}
.hero-slide:nth-child(2){background-image:url('/images/bg-property.jpg');animation-delay:9s}
.hero-slide:nth-child(3){background-image:url('/images/bg-structure.jpg');animation-delay:18s}
@keyframes heroFade{0%{opacity:0;transform:scale(1.04)}4%{opacity:1}30%{opacity:1}37%{opacity:0}100%{opacity:0;transform:scale(1.11)}}
.hero:before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,var(--navy-deep) 15%,rgba(10,24,48,.58) 58%,rgba(10,24,48,.42) 100%)}
.hero:after{content:"";position:absolute;top:76px;left:0;right:0;height:1px;background:var(--line);opacity:.4;z-index:2}
.hero-in{position:relative;z-index:2;max-width:820px}
@media(prefers-reduced-motion:reduce){.hero-slide{animation:none;opacity:0}.hero-slide:nth-child(1){opacity:1}}
.hero .overline{margin-bottom:30px;display:block}
.hero h1{font-size:58px;color:#fff;letter-spacing:-.01em;margin-bottom:30px}
.hero h1 em{font-style:italic;color:var(--gold-soft)}
.hero p{font-size:19px;color:var(--muted-d);max-width:620px;margin-bottom:44px}
.hero .btn{border-color:#fff;color:#fff}
.hero .btn:hover{background:#fff;color:var(--navy-deep);border-color:#fff}
@media(max-width:720px){.hero h1{font-size:36px}.hero{padding:150px 0 90px}.hero-mark{left:50%;right:auto;transform:translate(-50%,-50%);width:96%;max-width:none;opacity:.16}}

/* PAGE HEADER (interior pages) */
.page-head{background:linear-gradient(100deg,var(--navy-deep) 18%,rgba(10,24,48,.68) 62%,rgba(10,24,48,.56) 100%),var(--ph-img,linear-gradient(160deg,var(--navy),var(--navy-deep)));background-size:cover;background-position:center right;background-color:var(--navy-deep);color:var(--warm);padding:150px 0 70px;position:relative}
.page-head:after{content:"";position:absolute;bottom:0;left:0;right:0;height:1px;background:var(--line)}
.page-head .overline{display:block;margin-bottom:22px}
.page-head h1{font-size:44px;color:#fff;max-width:820px}
.page-head p{color:var(--muted-d);font-size:18px;max-width:640px;margin-top:22px}
@media(max-width:720px){.page-head h1{font-size:32px}.page-head{padding:130px 0 56px}}

/* BAND */
.band{background:linear-gradient(rgba(10,24,48,.58),rgba(10,24,48,.66)),url('/images/bg-process.jpg') center/cover no-repeat;background-color:var(--navy-deep);color:var(--warm);text-align:center;padding:92px 0;border-top:1px solid var(--line)}
.band h2{font-size:32px;color:#fff;max-width:840px;margin:0 auto;text-shadow:0 2px 18px rgba(6,16,32,.8),0 1px 3px rgba(6,16,32,.6)}
.band h2 em{color:var(--gold-soft);font-style:italic}
@media(max-width:720px){.band h2{font-size:24px}}

/* SECTIONS */
section{padding:104px 0}
.sec-head{max-width:680px;margin-bottom:60px}
.sec-head .overline{display:block;margin-bottom:20px}
.sec-head h2{font-size:38px;color:var(--ink);letter-spacing:-.01em}
.lead{color:var(--muted-l);font-size:18px;margin-top:22px}
.prose p{color:var(--muted-l);font-size:16.5px;margin-bottom:20px;max-width:760px}
.prose h3{font-size:24px;color:var(--ink);margin:40px 0 14px}
.prose h4{font-size:17px;color:var(--ink);margin:24px 0 8px}
.prose ul{margin:0 0 20px 20px;max-width:760px;padding:0}
.prose li{color:var(--muted-l);font-size:16.5px;line-height:1.6;margin-bottom:9px}
.prose ul ul{margin:9px 0 4px 20px}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:38px;border-top:1px solid var(--line);padding-top:44px}
.step{display:flex;flex-direction:column}
.step-glyph{color:var(--gold);order:2;align-self:center;margin-top:34px}
.step-glyph svg{height:42px;width:auto;display:block}
.step .num{font-family:'Libre Baskerville',serif;font-size:15px;color:var(--gold);letter-spacing:.2em;margin-bottom:22px}
.step h3{font-size:23px;margin-bottom:14px;color:var(--ink)}
.step p{color:var(--muted-l);font-size:15.5px}
@media(max-width:760px){.steps{grid-template-columns:1fr;gap:30px}}

/* SOLUTIONS GRID */
.sol-sec{background:var(--paper-2)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.card{background:var(--paper-2);padding:40px 34px;transition:transform .35s ease,box-shadow .35s ease,background .35s ease;display:block}
.card:hover{background:#fff;transform:translateY(-5px);box-shadow:0 22px 54px rgba(10,24,48,.12)}
.card .more{transition:letter-spacing .35s ease}
.card:hover .more{letter-spacing:.24em}
.card .k{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
.card h3{font-size:22px;color:var(--ink);margin-bottom:12px}
.card p{color:var(--muted-l);font-size:14.5px}
.card .more{margin-top:18px;font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
@media(max-width:820px){.grid{grid-template-columns:1fr}}

/* FEATURE LIST */
.flist{list-style:none;margin:28px 0;max-width:760px}
.flist li{padding:15px 0 15px 26px;border-bottom:1px solid var(--line);color:var(--muted-l);font-size:15.5px;position:relative}
.flist li:before{content:"—";position:absolute;left:0;color:var(--gold)}
.flist li b{color:var(--ink);font-weight:500}

/* SPECS */
.specs{display:flex;flex-wrap:wrap;gap:0;border:1px solid var(--line);margin:30px 0}
.spec{flex:1;min-width:180px;padding:26px 28px;border-right:1px solid var(--line)}
.spec:last-child{border-right:none}
.spec .l{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.spec .v{font-family:'Libre Baskerville',serif;font-size:20px;color:var(--ink)}

/* CRED */
.cred{background:linear-gradient(rgba(16,35,63,.86),rgba(10,24,48,.88)),url('/images/bg-address.jpg') center/cover no-repeat;background-color:var(--navy);color:var(--warm);text-align:center}
.cred .overline{display:block;margin-bottom:40px}
.cred-row{display:flex;justify-content:center;flex-wrap:wrap}
.cred-item{padding:0 56px;border-right:1px solid var(--line)}
.cred-item:last-child{border-right:none}
.cred-item .big{font-family:'Libre Baskerville',serif;font-size:32px;color:#fff;margin-bottom:8px}
.cred-item .lbl{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted-d)}
@media(max-width:760px){.cred-item{border-right:none;padding:20px 0}}

/* SPLIT */
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
@media(max-width:760px){.split{grid-template-columns:1fr;gap:34px}}

/* FORM */
.form{max-width:640px}
.field{margin-bottom:22px}
.field label{display:block;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted-l);margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;padding:14px 16px;border:1px solid var(--line);background:#fff;font-family:inherit;font-size:15px;color:var(--ink)}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold)}
.hp{position:absolute;left:-9999px}
.form-msg{margin-top:18px;font-size:15px;color:var(--gold)}

/* CONTACT DARK */
.contact{background:var(--navy-deep);color:var(--warm);text-align:center}
.contact h2{font-size:40px;color:#fff;margin-bottom:18px}
.contact p{color:var(--muted-d);margin-bottom:6px}
.big-num{font-family:'Libre Baskerville',serif;font-size:26px;color:var(--gold-soft);margin:28px 0}

/* FOOTER */
footer{background:var(--navy-deep);color:var(--muted-d);padding:56px 0;border-top:1px solid var(--line);font-size:12.5px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;margin-bottom:40px}
.foot-brand{font-family:'Libre Baskerville',serif;color:var(--warm);letter-spacing:.16em;font-size:17px;margin-bottom:16px}
.foot-brand span{color:var(--gold)}
.foot-col h4{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:16px;font-family:'Inter',sans-serif}
.foot-col a{display:block;color:var(--muted-d);padding:6px 0;font-size:13px}
.foot-col a:hover{color:var(--warm)}
.disclaimer{border-top:1px solid var(--line);padding-top:26px;color:#7A8496;font-size:12px;line-height:1.7;max-width:900px;margin:0 auto;text-align:center}
@media(max-width:760px){.foot-grid{grid-template-columns:1fr;gap:28px}}

/* SCROLL REVEAL (only active when JS adds .js to <html>, so no-JS shows everything) */
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.16,.7,.3,1),transform .7s cubic-bezier(.16,.7,.3,1)}
.js .reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.js .reveal{opacity:1!important;transform:none!important;transition:none}}